Publication: Studying open banking platforms with open source code
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2019
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© 2005–ongoing JATIT and LLS. All rights reserved.Intensive growth of public web interfaces started early in 2010; and if initially API was a procedure of interaction of various software tools, then at present web interfaces are genuine digital products on the basis of which companies, especially major companies, can derive profits while providing their internal services to third parties via open API. Banks are not an exception. They also can derive profits by providing access to their internal services for third-party developers. The advantage of banking enterprises is that they possess unique data and services, which can hardly be competed. As a consequence, there appeared the software market for the development of open source API and provision of access to them with monetization capabilities. API management platform is comprised generally of three components: developer site, API development tools, and API gateway. API gateway is the most important component since it is responsible for interface operation; hence, this work is aimed at the determination of the most efficient API gateways. Three software variants have been considered: Gravitee API Platform, APIMan, and WSO2 API Manager, which meet two preset criteria: Java product implementation, open source code of the product. The study has been performed in comparison environment with three coordinates: intensity of performed functions for API development, labor intensity of API implementation, the performance of API gateway. During the experiments, Gravitee.Io API Platform was the best software with regard to each coordinate.
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Kolychev, A. Studying open banking platforms with open source code / Kolychev, A., Zaytsev, K. // Journal of Theoretical and Applied Information Technology. - 2019. - 97. - № 11. - P. 3038-3052